Why should I care about insurance?
Since most of us don't have enough cash set aside to make us whole if we suffer a loss, you have to make sure the right insurance program is in place. If done correctly, your insurance policy will respond to a claim and get you back in business before you know it. Also, in most cases, the government, property owner or the bank will make you get it.
I want the cheapest insurance possible. What should I do?
While cost must be considered, the priority is to get exactly what you need at a competitive rate. You're paying for it anyway, get the best program you can afford.
What if I don't get insurance? Good luck!
Lawyers are always on TV, talking about the "evil" insurance companies. Why don't they pay out when a claim is filed?
Lawyers are leaches and your agent sucks! If the hazzards of your business aren't discussed and adressed; you won't have the coverages you need to pay for a loss. A trusted agent will help you find a balance between the coverages you need at a cost you can afford.
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