A holistic approach to risk management while forging meaningful friendships

Not just Restaurant insurance

What's your passion? Single unit or multi unit operations, I'll get you covered!

  • RESTAURANTS Full Service, Family Style, Fast Food, Fast Casual, Fine Dining - With or Without Alcohol Sales, it doesn't matter!
  • Cafes and Coffee Houses - Coffee Roasters and Wholesalers
  • Bakeries - Retail or Wholesale Confectioners, Chocolatiers, Bread Makers, Bagels, Pastries - 
  • Delis & Pizzerias - Delivery or Non Delivery, No Problem!
  • Bars, Arcade Bars, Roof Top Bars, Lounges, Beer Gardens, Taverns, Speakeasies
  • Catering On or Off premises
  • Mobile Food Vendors, Food Trucks, Food Carts, Commissary Kitchens
  • Craft Breweries, Wineries, Distilleries
  • Distributors - Broadliners & Specialty Foods, Produce, Beverage, Wine, Liquor, Beer
  • Building Owners, Landlords, Developers
  • Franchises

Insurance Coverages

  • General Liability Insurance
  • Products Liability Insurance
  • Property insurance
  • Builders Risk Insurance
  • Employment Practices Liability Insurance
  • Workers Compensation Insurance
  • Liquor Liability Insurance
  • Commercial Auto Insurance
  • Hired and non Owned Auto Insurance
  • Umbrella Insurance
  • Crime Insurance (Including Employee Theft)
  • Business Income Loss
  • Contingent Business Income Loss
  • Dependent Property Business Income Loss
  • Ordinance or Law Coverage
  • Directors & Officers Liability Insurance
  • Key Person Life Insurance
  • Key Person Disability Insurance
  • Cyber Liability and Terrorism Insurance


Why should I care about insurance?  

Since most of us don't have enough cash set aside to make us whole if we suffer a loss, you have to make sure the right insurance program is in place.  If done correctly, your insurance policy will respond to a claim and get you back in business before you know it.  Also, in most cases, the government, property owner or the bank will make you get it.

I want the cheapest insurance possible.  What should I do?

While cost must be considered, the priority is to get exactly what you need at a competitive rate.  You're paying for it anyway, get the best program you can afford.  

What if I don't get insurance?  Good luck!

Lawyers are always on TV, talking about the "evil" insurance companies.  Why don't they pay out when a claim is filed?

Lawyers are leaches and your agent sucks!  If the hazzards of your business aren't discussed and adressed; you won't have the coverages you need to pay for a loss.  A trusted agent will help you find a balance between the coverages you need at a cost you can afford.